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Blogs

Check out our blogs section where Chamber representatives, members and high-profile business figures write about a range of topics. If you are a member and want to submit a blog, please click here.

Why do you NEED a financial adviser?

By Harminder Bains | kevin Probert Wealth Management

Why do you need a financial adviser? I start this blog with a massively biased opinion, I obviously think nearly everyone should have a financial adviser in some way shape or form. I will show you why you need a financial adviser even if you think you didn’t before you read this blog. Where you take that financial advice from is up to you. As an introduction, I am a chartered financial adviser and specialise in advising business owners and private clients on retirement planning. I work within a partner practice of St James’s Place, who are a award winning FTSE 100 company and the largest wealth management firm in the UK. Our practice is call Kevin Probert Wealth Management who have been...

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The impact of a 'No Deal' Brexit for employers of EU nationals

By Tom Brett Young | VWV Law Firm

Following recent events in Parliament, the Prime Minister has been instructed by the House of Commons to return to the EU to try to renegotiate aspects of the Withdrawal Agreement. With the EU suggesting that the Agreement is not up for renegotiation, the prospect of the UK leaving the EU without a deal remains a very real possibility. So what would 'no deal' mean for EEA nationals who are already in the UK and those who plan to take up residence here in the coming months? What would 'No Deal' mean for EEA Nationals already resident in the UK? Even if the UK leaves the EU without a deal the government has stated that the EU Settlement Scheme will continue to operate, granting status to those...

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Be fitter and healthier by making changes to your nutrition

By Chantall Herbert | Hands On At Work

Most people start the new year with the best intentions with their new year resolutions, usually with ‘losing weight’ at the top of the list! Why do we not wish to eat well so that we become fitter & healthier? We would have more energy, better skin, improved night’s sleep, a faster metabolism and generally having a brighter outlook on life. Hands up if you’re guilty of being one of those to fall off the ‘eating well’ band wagon early in the new year? Don’t worry, you’re not alone. We should be looking at how to make positive changes within our lives to improve our nutrition, thus improving overall health & wellbeing. Here’s a few small changes you could make to help improve your workplace...

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Four lists for immediately improved results

By Andy Bass | Bass Clusker

It will take a couple of minutes to read this, and a few more to make the lists. Any one of the items you come up with could make a dramatic difference to your next 90 days, and beyond. I’m going to suggest you make four lists, and think about them in a particular way: 1. A TO STOP list in order to release resources (time, energy, people, money etc) for more productive uses. Most organizations and individuals are doing things which, while important at one time, now no longer make sense. Ask yourself: “If we weren’t doing this already, would we start doing it today?” If not, then put it on the TO STOP list, and act accordingly. 2. A SNAGS list. Always a popular list with my coaching clients:...

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Diversity in Leadership: A chief executive's point of view

By Mike Chamberlain | Sport Birmingham

This blog is part of the Asian Business Chamber of Commerce’s (ABCC) Diversity in Leadership campaign. The Diversity in Leadership campaign works with some of the regions’ biggest employers in order to boost the numbers of women and those from black and minority ethnic (BAME), lesbian gay bisexual and transgender (LGBT) and disability groups being represented on boards of directors and in leadership roles. Click here to find out more about the campaign. Working as Chief Executive of the City’s Sports Partnership for the last 5 years has significantly increased my awareness and consciousness of many aspects of equality and diversity. As a middle-aged (soon to be older-aged) white man, it’s especially...

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Does your business cause you ‘physical’ pain?

By Clare Whalley | Meta4 Business Coaching

Are you listening to your body? I recently had a strategy session with a small business owner- let’s call her Jane - who was, literally, in physical pain from her business. Jane is so passionate and invested in her business and so committed that she has developed an overwhelming need to do a great job. She endeavours to be an understanding, approachable boss and to deliver excellent service to her customers (around the clock!). This was causing her to strive, and fail of course, at a completely illusive level of perfection. This complete and utter dedication to her business was causing her sleepless nights, a strained relationship with her husband, a tense relationship with her family and...

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The perils of 'off the shelf' insurance for contractors

By Adrian Littler | CLA (Risk Solutions) Ltd

When looking for contractor’s insurance, one size does not fit all contracting businesses. The contracting sector is coming under increasing pressure from rising material costs and a reduction in access to affordable skills. This may lead firms to look for cost-saving measures in other areas such as insurance and opt for a generic policy that may not cover all the risks they face in their day to day work. Contractors risk underinsurance and higher costs in the long run and should check the terms and conditions and any exclusions before buying insurance cover. Consequently, contractors are strongly encouraged to work with their insurance broker to seek out specialist cover for their respective...

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5 key packaging design trends for 2019

By Gareth Robertson | Design Pit

As we slide out of festive season and roll through January, Christmas seems like a distant memory and we are well and truly back on the cart of work! I wanted to take some time to look ahead and map out some of the key trends that I believe will have a credible impact on packaging design in the next year. 1) Minimalism Less really is more in 2019! Brands are more transparent and accessible than ever and they will start reflect the openness and simplicity of brand message with some slick and simple packaging designs. Stripping away anything that is non-essential and revealing the true substance of a product is something we will start to see more and more of this year. 2) Soft Colour Gradients...

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What does good REALLY look like?

By Andy Bass | Bass Clusker

Manchester, 1955. The table tennis club has four tables. Beginners start at Table Four, down on the right. If you win, you move left. At Table One, the winner stays on. Anyone can find a game at the club, but the standard at Table One is high – those players are junior championship contenders: young, fit, serious about their equipment, dressed in immaculate whites. If you fancy your chances against them, you're welcome to join the queue and have a go. Most likely you’ll be dispatched to the lower tables in a blur, admitting – if you're honest – that you hardly even saw the ball. So one afternoon this old guy (he must be at least forty!) wanders in. He’s wearing long trousers, a shirt...

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Business interruption – events that could stop you trading

By Adrian Littler | CLA (Risk Solutions) Ltd

Your commercial insurance policy will cover you for the replacement of buildings and contents if your business suffers a major disaster. However, following an insured event such as a fire, flood, theft, vandalism or IT outage, business interruption insurance would cover the loss of income during the period of closure while you get up and running again. A business interruption insurance policy will cover you for a range of costs: • Loss of rental income • Additional staff costs • Temporary relocation • Security for buildings • Loss of customer loyalty and subsequent reduction in sales Owners often overlook business interruption insurance because they think they are covered by their buildings...

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